Sections

Learn how how parameters are arranged

What are Sections

The full library of questions that carriers may ask across products and lines of business expands into the thousands. The Dynamic Application and Bind Application provide you with all of the relevant questions needed for a set of products and arranges the questions to ensure that users have an intuitive experience while filling out the application.

Herald helps arrange these questions by assigning a [.h-code-link]section[.h-code-link] to each risk and coverage parameter. These sections always appear in the same order when you generate an application. You might not encounter parameters of each section with each product you use, but we’ll use these to arrange parameters as carriers add and subtract questions over time. You can see the specific section assigned to a risk parameter in our Appendix.

Full list of Sections

A Parameter in an application may be assigned to any of the following [.h-code]sections[.h-code].

Section	Description
Basic Information	General information about the applicant.
Locations	The applicant’s locations and all of the information required specific to each location (e.g,. number of employees at a location).
Risk Information	The broad range of underwriting questions carriers may ask, frequently based on other specific details within the application (e..g., conditional based on industry).
Insurance History	Information about loss history, prior coverage and other details related to the applicant’s existing or previous coverage.
Coverages	Questions about requesting specific coverages (i.e., coverage parameters).
Prepare to Bind	Questions that are required to bind.
Admin Values	Information required by a carrier to bind that the agent must provide.
Terms and Conditions	Legal language an applicant must agree to.

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Ordering Parameters

In addition to assigning input parameters sections, Herald also establishes an order in which parameters appear in the Dynamic Application.

First, parameters always appear in the order of the sections as listed above. Subsequently, within sections, parameters will always return in the same order. There are a few rules that guide our ordering:

Similar questions are next to or close to each other (e.g., number of full time employees, number of part time employees).
Conditional questions appear after the question that caused them to appear.
Instances of a parameter for which [.h-code-link]creates_array[.h-code-link] is [.h-code]true[.h-code] appear in the order of their instance number.

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[.icon-alert][.icon-alert] You will be able to view the order of questions in our Appendix. We strongly encourage you NOT to use the order number in your implementation. This number may change as carriers add and remove questions regularly.