The Insurance API Index

Insurance is one of the last major un-digitized industries. Small businesses and the brokers who represent them increasingly want to quote, buy, and manage insurance online. To meet their customers’ needs, many carriers have begun building commercial insurance APIs that make their products available in new, innovative ways. 

Still, distributors who want to build online experiences often don’t know where to begin. It can take months or years to get started and to determine which carrier partners to work with and to figure out how to access their products digitally. There is no catalog of commercial insurance carriers who have made their products available via API… until now.

Introducing the Insurance API Index. The carriers on this list are innovators in their fields. They have made significant investments in industry-leading technology, and they are collectively bringing about a new era of digitization in commercial insurance. 

Herald is dedicated to building digital infrastructure to power the industry’s digital transformation, and we are excited to watch the index grow over time. As the commercial insurance API landscape evolves, we are committed to updating this resource and to continuing to foster connections in our industry.

If you are a carrier or MGA enabling connectivity via API, please contact us to be included or to update your entry. If you are a broker or technology provider looking to engage with your carrier partners via API, get in touch to learn how we can help you connect to carriers that matter to you and dramatically accelerate your product development timelines.

Lastly, checkout the latest 2023 report on API Index Trends in our blog post here!


Carriers and MGAs
API-enabled products
Different Lines of Business

The Index

API-enabled Products
BOP, Commercial Auto, General Liability, Package, Property, Workers' Compensation
Workers' Compensation, BOP, Cyber
BOP, Crime, Cyber, D&O, EPLI, Fiduciary, K&R, Professional Liability, Surety Bonds
Cyber (2), Tech E&O, Professional Liability
General Liability, Inland Marine, Package, Property
Cyber, Professional Liability
General Liability
BOP, General Liability
General Liability, Package, Property
Cyber (2), Professional Liability (2), Tech E&O
BOP, Cyber
BOP, General Liability, Workers' Compensation
Cyber (2), D&O, EPLI, Tech E&O
General Liability, Package, Property
Cyber, Tech E&O
BOP, General Liability, Professional Liability
Crime, D&O, EPLI, Fiduciary, Professional Liability
Cyber (2)
Workers' Compensation
BOP, Workers' Compensation
BOP, General Liability, Workers' Compensation (2)
BOP, Cyber (2), General Liability, Professional Liability (2), Tech E&O
General Liability
BOP, General Liability, Workers' Compensation
BOP, Commercial Auto, Package, Umbrella, Workers' Compensation
BOP, Contractors' Pollution Liability, Excess Liability, General Liability, Package, Professional Liability, Property, RIA E&O, Workers' Compensation
BOP, Commercial Auto, General Liability, Umbrella, Workers' Compensation
Cyber, Excess Liability, General Liability, Package, Property
Workers' Compensation
Commercial Auto
General Liability, Inland Marine, Professional Liability
BOP, General Liability, Umbrella
BOP, General Liability, Workers' Compensation
Surety Bonds
Note: Some carriers included in overall snapshot count but not listed publicly on the index
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Herald builds digital infrastructure for commercial insurance

Developers can quote and bind policies from multiple carriers through a single API. For more information, reach out to us at