The Insurance API Index

Insurance is one of the last major un-digitized industries. Small businesses and the brokers who represent them increasingly want to quote, buy, and manage insurance online. To meet their customers’ needs, many carriers have begun building commercial insurance APIs that make their products available in new, innovative ways. 

Still, distributors who want to build online experiences often don’t know where to begin. It can take months or years to get started and to determine which carrier partners to work with and to figure out how to access their products digitally. There is no catalog of commercial insurance carriers who have made their products available via API… until now.

Introducing the Insurance API Index. The carriers on this list are innovators in their fields. They have made significant investments in industry-leading technology, and they are collectively bringing about a new era of digitization in commercial insurance. 

Herald is dedicated to building digital infrastructure to power the industry’s digital transformation, and we are excited to watch the index grow over time. As the commercial insurance API landscape evolves, we are committed to updating this resource and to continuing to foster connections in our industry.

If you are a carrier or MGA enabling connectivity via API, please contact us to be included or to update your entry. If you are a broker or technology provider looking to engage with your carrier partners via API, get in touch to learn how we can help you connect to carriers that matter to you and dramatically accelerate your product development timelines.

Lastly, checkout the latest 2023 report on API Index Trends in our blog post here!

Snapshot

57
Carriers and MGAs
156
API-enabled products
21
Different Lines of Business

The Index

Institution
API-enabled Products
BOP
Commercial Auto
General Liability
Package
Property
BOP, Commercial Auto, General Liability, Package, Property, Workers' Compensation
Workers' Compensation
BOP
Cyber
Workers' Compensation, BOP, Cyber
BOP
Crime
Cyber
D&O
EPLI
BOP, Crime, Cyber, D&O, EPLI, Fiduciary, K&R, Professional Liability, Surety Bonds
No items found.
Cyber (2), Tech E&O, Professional Liability
No items found.
General Liability, Inland Marine, Package, Property
No items found.
Cyber, Professional Liability
No items found.
Cyber
No items found.
General Liability
No items found.
BOP, General Liability
No items found.
General Liability, Package, Property
No items found.
Cyber (2), Professional Liability (2), Tech E&O
No items found.
BOP, Cyber
No items found.
BOP, General Liability, Workers' Compensation
No items found.
Cyber (2), D&O, EPLI, Tech E&O
No items found.
General Liability, Package, Property
No items found.
MPL
No items found.
Cyber, Tech E&O
No items found.
BOP, General Liability, Professional Liability
No items found.
Crime, D&O, EPLI, Fiduciary, Professional Liability
No items found.
Cyber (2)
No items found.
Cyber
No items found.
Workers' Compensation
No items found.
BOP, Workers' Compensation
No items found.
BOP, General Liability, Workers' Compensation (2)
No items found.
BOP, Cyber (2), General Liability, Professional Liability (2), Tech E&O
No items found.
General Liability
No items found.
BOP, General Liability, Workers' Compensation
No items found.
BOP, Commercial Auto, Package, Umbrella, Workers' Compensation
No items found.
Contractors' Pollution Liability, Excess Liability, General Liability, Package, Professional Liability, Property, RIA E&O, Workers' Compensation, Inland Marine, Homeowners & Dwelling, Event Liability & Cancellation (Coming Soon!)
No items found.
BOP, Commercial Auto, General Liability, Umbrella, Workers' Compensation
No items found.
Cyber, Excess Liability, General Liability, Package, Property
No items found.
Workers' Compensation
No items found.
Commercial Auto
No items found.
General Liability, Inland Marine, Professional Liability
No items found.
Cyber
No items found.
BOP, General Liability, Umbrella
BOP
General Liability
Workers' Compensation
BOP, General Liability, Workers' Compensation
No items found.
Surety Bonds
Note: Some carriers included in overall snapshot count but not listed publicly on the index
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Herald builds digital infrastructure for commercial insurance

Developers can quote and bind policies from multiple carriers through a single API. For more information, reach out to us at hello@heraldapi.com.